UOB Bank presents a number of individual banking products and services designed to fulfill the economical requires of people. Under is an extensive overview that can assist you realize The true secret aspects and offerings.
Different types of Accounts
Personal savings Account: This account means that you can save cash whilst earning desire.
Capabilities: Quick access, desire earnings, nominal charges.
Gains: Risk-free place for your cash, possible advancement by way of fascination.
Present-day Account: Ideal for day by day transactions and controlling expenses.
Characteristics: Checkbook facility, overdraft security.
Positive aspects: Handy for normal payments and withdrawals.
Fixed Deposit Account: For anyone looking to generate bigger curiosity premiums more than a set period.
Attributes: Mounted time period deposits, bigger curiosity premiums in comparison to discounts accounts.
Rewards: Secure financial commitment selection with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans that can be used for different uses like instruction or home renovation.
Kinds:
Installment Loans
Credit score Lines
Rewards: Flexible repayment terms, competitive interest prices.
Residence Loans: Tailored options for getting house or refinancing current mortgages.
Kinds:
Fixed Price House Loan
Floating Price Home Loan
Gains: Distinctive designs to go well click here with particular person demands, eye-catching premiums.
Charge cards
UOB features a range of bank cards catering to diverse lifestyles and spending patterns:
Benefits Cards: Get paid points on every order which may be redeemed for items or journey miles.
Cashback Playing cards: Get funds rebates on each day spending for instance groceries and dining out.
Journey Cards: Exclusive Gains like air miles accumulation and journey insurance coverage protection.
Expense Products and services
For individuals thinking about rising their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Ideal for very long-expression growth goals.
Structured Deposits * Brings together the features of standard deposits with financial investment goods. * Perhaps bigger returns but with some threat included.
Insurance Goods
To guard by yourself and All your family members against unforeseen occasions:
Existence Insurance plan * Presents financial security in the event of death or vital disease. * Could also function a discounts Resource depending on the plan picked out.
Health Insurance * Covers medical expenses including hospitalization costs. * Important for mitigating significant healthcare expenses.
Digital Banking Services
Convenience at your fingertips as a result of electronic platforms:
Net Banking
Lets you take care of your funds on the web:
See account balances and transaction history
Transfer resources amongst accounts or pay out bills
Submit an application for new merchandise (loans/charge cards)
Mobile Banking
Banking on-the-go by means of mobile applications:
Rapid balance checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these detailed offerings, UOB aims to offer personalized banking methods that cater especially to individual necessities whilst ensuring usefulness and stability in all transactions.